3932 American River Road
Ontario, CA, 91761
(No pictures available yet)
$770,000
Original list price: $743,000
MLS: IG26019843
Beds
4
Baths
3
Sq Ft
1,670
Lot
0.15 ac
Year Built
1986
MLS #
IG26019843
Days on Market
4
Listed
May 7, 2026
Description
This beautiful home in the sought-after Creekside neighborhood features 4 bedrooms and 3 baths, including a convenient downstairs bedroom and bath. The open floor plan sits on a spacious lot, ideal for adding a pool, and showcases a remodeled kitchen with granite countertops, updated bathrooms, a 3-car garage, dual-pane windows, a cozy living room, and a family room with a stylishly remodeled fireplace. The private backyard offers a peaceful retreat with a covered patio, while tile flooring flows throughout, complemented by wood laminate in select areas. Perfectly located within walking distance to local schools, with easy access to the 60 freeway and nearby shopping, this home also boasts a low tax rate and HOA. Enjoy summer days at the community pool, catch a game at Ontario Field, or explore nearby golf courses, parks, and playgrounds—ready for you to make it yours!
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Jorge Chavez · Top Producers Realty Partners
Payment estimate
$5,776
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $77,000 · Loan: $693,000
- Principal & Interest
- $4,385
- Property tax (1.25%)
- $802
- Homeowners insurance
- $300
- Mortgage insurance
- $289
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $26,950 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91761 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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