3936 Saddle Drive
Palmdale, CA, 93551
$709,900
MLS: 25009048
Beds
4
Baths
4
Sq Ft
3,186
Lot
0.32 ac
Year Built
2020
MLS #
25009048
Days on Market
159
Listed
May 28, 2026
Description
Luxury West Palmdale Home For Sale in the newest gated community of Saddlewood Joshua Ranch constructed in 2020. No need to spend extra money compared to buying new from the builder take advantage of this home fully completed exterior landscaping. Featuring one of the largest models, the Plan 3 Elevation A with 3,186 sq.ft. 18 Solar Panels OWNED (not leased and no monthly payments) plus electric vehicle EV ready outlet in the garage. Other features include Quartz countertops, Luxury Vinyl Planks, and a Whole House Fan. The Downstairs includes 1 bedroom and 1 full bathroom, in addition to a powder or half bathroom downstairs for visitors. Open concept Kitchen to Dining area to Family room, you'll be able to entertain all your guests in one large area without missing a beat. Adjacent to the Kitchen is a dry bar or butlers bar, and a walk-in Pantry, and ending with the Formal Living room facing the front of the house which creates the perfect room for decorating the tree for the Holidays! Upstairs includes 2 guest bedrooms, 1 full bathroom for the guest bedrooms, and a Loft that is conveniently adjacent to the guest bedrooms which creates the perfect upstairs Living or entertainment room. The Primary Suite upstairs is spacious to include a King set, office space, a walk-in closet, a walk-in shower, a soaking tub, a private toilet room, and a dual-sink vanity. With no rear neighbor, the Primary bedroom has gorgeous views of the backyard. Conveniently located upstairs is a Laundry Room with cabinetry and rough plumbing ready for a future sink. The 3 car garage side-by-side is wide and long and high ceilings ready for installing additional storage racks. The driveway can potentially fit another 6 vehicles depending on size, you might be able to park up to 9 vehicles parked within your property line (buyer to verify). The HVAC includes 2 AC condensers, one for downstairs and one for upstairs.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Also listed on CRMLS · MLS# SR25269596
Listed by: Michelle Ira-Alonso · Re/Max Gateway
Payment estimate
$5,336
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $70,990 · Loan: $638,910
- Principal & Interest
- $4,030
- Property tax (1.25%)
- $739
- Homeowners insurance
- $300
- Mortgage insurance
- $266
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $24,847 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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