3936 Saddle Drive
Palmdale, CA, 93551
$709,900
MLS: SR25269596
Beds
4
Baths
4
Sq Ft
3,186
Lot
0.32 ac
Year Built
2020
MLS #
SR25269596
Days on Market
119
Listed
Dec 2, 2025
Description
Luxury West Palmdale Home For Sale in the newest gated community of Saddlewood Joshua Ranch constructed in 2020. No need to spend extra money compared to buying new from the builder take advantage of this home fully completed exterior landscaping. Featuring one of the largest models, the Plan 3 Elevation A with 3,186 sq.ft. 18 Solar Panels OWNED (not leased and no monthly payments) plus electric vehicle EV ready outlet in the garage. Other features include Quartz countertops, Luxury Vinyl Planks, and a Whole House Fan. The Downstairs includes 1 bedroom and 1 full bathroom, in addition to a powder or half bathroom downstairs for visitors. Open concept Kitchen to Dining area to Family room, you’ll be able to entertain all your guests in one large area without missing a beat. Adjacent to the Kitchen is a dry bar or butlers bar, and a walk-in Pantry, and ending with the Formal Living room facing the front of the house which creates the perfect room for decorating the tree for the Holidays! Upstairs includes 2 guest bedrooms, 1 full bathroom for the guest bedrooms, and a Loft that is conveniently adjacent to the guest bedrooms which creates the perfect upstairs Living or entertainment room. The Primary Suite upstairs is spacious to include a King set, office space, a walk-in closet, a walk-in shower, a soaking tub, a private toilet room, and a dual-sink vanity. With no rear neighbor, the Primary bedroom has gorgeous views of the backyard. Conveniently located upstairs is a Laundry Room with cabinetry and rough plumbing ready for a future sink. The 3 car garage side-by-side is wide and long and high ceilings ready for installing additional storage racks. The driveway can potentially fit another 6 vehicles depending on size, you might be able to park up to 9 vehicles parked within your property line (buyer to verify). Both front and backyard are landscaped and hardscaped with drought resistant plants, rocks, turf, retaining wall, a fire pit, and a concrete slab for a Basketball hoop. Adjacent to the Kitchen is the outdoor covered patio or “California Room” finished with stucco, electrical, and plumbing fixtures. The HVAC includes 2 AC condensers, one for downstairs and one for upstairs. Welcome Home to Saddlewood Joshua Ranch, West Palmdale.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: Jose Alonso · RE/MAX Gateway
Payment estimate
$5,231
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $70,990 · Loan: $638,910
- Principal & Interest
- $3,926
- Property tax (1.25%)
- $739
- Homeowners insurance
- $300
- Mortgage insurance
- $266
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $24,847 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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