3981 E Huntington Street
Ontario, CA, 91761
$634,800
MLS: PTP2607632
Beds
3
Baths
2
Sq Ft
1,455
Lot
—
Year Built
2023
MLS #
PTP2607632
Days on Market
10
Listed
Oct 9, 2026
Description
**SELLER FINANCING. VA ASSUMABLE LOAN. SUBJECT-TO SELLER FINANCING DEAL. RESORT-STYLE AMENITIES. EV CHARGER INCLUDED. MOVE IN READY** Enjoy access to a pool, spa, pickleball courts, tennis courts, playground, dog park, outdoor cooking area, barbecue, and picnic area all within this vibrant community. Built in 2023 this contemporary 3- bedroom, 2.5-bathroom townhouse offers 1,455 square feet of stylish, functional living space. The open concept floor plan connects the spacious living area to a modern kitchen with sleek appliances and ample cabinetry. The primary suite features a walk-in closet and private en-suite bathroom, while two additional bedrooms provide flexibility for family, guests, or a home office. Black out shades, an attached 2-car garage, private driveway, and an EV charger a rare combination in townhouse living. The home also includes a leased solar system at $87 per month supporting energy efficiency and potential long-term utility savings. Conveniently located near parks, shopping, and top-rated schools, this Sunset Ranch home offers modern comfort, community amenities, and flexible financing possibilities. Modern. Connected. Move-in ready. Come see what makes this one stand out. Financing options are subject to lender and seller approval. Verify all terms, qualifications, and availability.
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Nicholas Moreno · ShoppingSDHouses
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,445
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $63,480 · Loan: $571,320
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,956
- Property tax (1.25%)
- $661
- Homeowners insurance
- $300
- Mortgage insurance
- $238
- HOA dues
- $290
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $22,218 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Ontario property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Ontario, CA 91761 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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