40103 169th Street E
Palmdale, CA, 93591
$399,995
MLS: FR26170802
Beds
3
Baths
2
Sq Ft
1,100
Lot
0.47 ac
Year Built
1982
MLS #
FR26170802
Days on Market
1
Listed
Aug 5, 2026
Description
DISCOVER NATURE'S FINEST with the perfect blend of space and comfort in this well-maintained 3-bedroom & 2-bath upgraded beautiful home situated on a partial of an acre corner lot in East Palmdale (Nicknamed ''Lake La''). Ideal for those who value outdoor living, more peace or privacy in the high desert areas of the Antelope Valley. The property features RV access and a variety of fruit trees, rare palm trees (Known as ''Sagos'') and a dog or animal kennel area--offering endless potential for personalization and outdoor enjoyment. There is ample room on the property to add an ADU (Accessory Dwelling Unit), water attractions or entertainment, making this an excellent opportunity for creativity and expansion. A partially constructed backyard koi pond may be completed prior to the close of escrow, subject to negotiation. The additions and upgrades to landscaping are valued at $30,000+. Additionally, two large 45-Feet steel storage containers are included with the sale, providing secure and versatile storage options right on site. Inside, the home offers a functional layout with an open kitchen, seamlessly connecting to the dining and living spaces and with many upgrades throughout!! Creative Financing Available
Location
Palmdale, Los Angeles County, CA 93591
Open on Google Maps ↗Also listed on GAVAR · MLS# 26006114
Listed by: Brian Dombroski · Dombroski Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,180
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,000 · Loan: $359,995
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,313
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lake Los Angeles, CA in context
Lake Los Angeles is an unincorporated east-AV community in ZIP 93535, about 20 minutes east of Palmdale. Buyers come here for the most house-per-dollar in the AV — half-acre to multi-acre lots, fewer HOAs, and a quiet semi-rural pace. Many listings include desert acreage suitable for horses, RVs, or future expansion. Mike Watson knows the Lake Los Angeles and east-AV acreage market and has guided buyers here since 2005. If you are evaluating homes in Palmdale, Mike Watson lives and works the Lake Los Angeles market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $14,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Palmdale, CA 93591 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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