40122 166th E
Palmdale, CA, 93591
$399,990
MLS: SR26229327
Beds
3
Baths
2
Sq Ft
1,346
Lot
0.50 ac
Year Built
1987
MLS #
SR26229327
Days on Market
5
Listed
Oct 22, 2026
Description
Welcome to 40122 166th Street East! Nestled in the peaceful community of Lake Los Angeles, this beautifully updated 3-bedroom, 2-bathroom home offers approximately 1,346 square feet of comfortable living space on an expansive NEARLY HALF-ACRE LOT! Step inside to discover a fresh, modern interior featuring NEW flooring throughout, NEW interior paint, and NEW LED light fixtures that create a bright and inviting atmosphere. The kitchen comes equipped with NEW stainless steel appliances, adding both style and functionality. Enjoy peace of mind with a BRAND-NEW ROOF, providing lasting value for years to come! The spacious lot offers endless possibilities for outdoor entertaining, gardening, recreational activities, or creating your dream backyard oasis. Enjoy the tranquility of desert living with plenty of room to spread out while still being within reach of local amenities. Whether you're a first-time homebuyer or simply looking for more space, this MOVE-IN READY home is a fantastic opportunity. Don't miss out on this beautifully refreshed property with room to grow!
Location
Palmdale, Los Angeles County, CA 93591
Open on Google Maps ↗Also listed on GAVAR · MLS# 26008101
Listed by: Edward Guillen · Pantheon Realty Corporation
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,340
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,999 · Loan: $359,991
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,473
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lake Los Angeles, CA in context
Lake Los Angeles is an unincorporated east-AV community in ZIP 93535, about 20 minutes east of Palmdale. Buyers come here for the most house-per-dollar in the AV, half-acre to multi-acre lots, fewer HOAs, and a quiet semi-rural pace. Many listings include desert acreage suitable for horses, RVs, or future expansion. Mike Watson has closed sales on half-acre and larger lots in Lake Los Angeles and the east Antelope Valley, and has guided buyers here since 2005. If you are evaluating homes in Palmdale, Mike Watson lives and works the Lake Los Angeles market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $14,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Palmdale, CA 93591 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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