40125 Palmetto Drive
Palmdale, CA, 93551
$699,999
Original list price: $730,000
MLS: PW26049745
Beds
4
Baths
3
Sq Ft
2,019
Lot
0.17 ac
Year Built
1990
MLS #
PW26049745
Days on Market
98
Listed
Mar 6, 2026
Description
This luxury West-side pool and jacuzzi home features an upscale resort-style backyard. The pool and jacuzzi are heated with waterfalls. The barbeque island has a custom top from Stone Crafters with stone tiles all around it. The back yard has beautiful custom stamped concrete flowing from the barbecue area to throughout the pool area. The back yard also offers a custom fire pit area. The Solar on the home is through Tesla and was around $35,000. The home offers four spacious bedrooms, two living-rooms, two dining areas, two and a half bathrooms, and a three-car garage which has new grip coat flooring. The garage has an electric car charging port as well. There is a single garage door in the back of the garage to allow things such as ATV’s to be stored in the side gate area. The dining area that is off the larger living-room has locking doors to allow for it to be used as an enclosed office if preferred. The home is full of custom large wood shutters, including inside bathrooms and every bedroom. The master suite has a custom Venetian tiled bathroom and large walk-in closet. For enhanced security and convenience, all doors are equipped with coded locks. The front, back and side yards have water saving dry-scaping. The perimeter of the property has meticulously landscaped grounds with many mature pomegranate trees, a lemon free, lilac bush, and many palm trees and mature rose bushes. It has a custom extra-large covered patio. A unique addition is the large playhouse—capable of accommodating around eight adults—that will remain with the home.Located minutes from Maria Kerr Park, the Palmdale Softball Complex, the prestigious Rancho Vista Golf Club, and the Antelope Valley Mall, everything you need is right at your fingertips
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: George Hernandez · Real Broker
Payment estimate
$5,282
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $70,000 · Loan: $629,999
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,990
- Property tax (1.25%)
- $729
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $24,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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