40134 E 177th Street
Palmdale, CA, 93591
$349,900
MLS: 26007687
Beds
4
Baths
2
Sq Ft
1,248
Lot
0.49 ac
Year Built
1978
MLS #
26007687
Days on Market
0
Listed
Oct 6, 2026
Description
Affordable 4-bedroom ranch home in Lake LA! Amazing value, priced aggressively to sell very quickly! This home is located on a well-kept street on the desirable ''Palmdale-side'' of Lake LA, and it gives you lots of land and lots of bedrooms. It has a spacious floorplan with fireside living room, functional kitchen, 4 bedrooms, and 2 bathrooms. There is attractive and durable tile flooring in the common areas. The seller will be installing a brand-new oven/range and new dishwasher during the escrow. Outside, there is a cozy covered patio area, along with a large concrete slab (ideal for parking an RV), chicken coops, and a shed. The flat half-acre lot is perfect for horses/animals, boats, RV's, trailers, trucks, etc. There is a backyard access at the side of the house. The concrete septic tank was pumped and serviced earlier this year, and new risers were installed for future pumping. This is the perfect affordable ranch home that you've been looking for! It's priced well below market value, and the seller is seeking a highly motivated buyer that's looking for a great value! It's a blank slate for a handy buyer that wants to make cosmetic upgrades and build instant equity in their dream home. Don't miss out!
Location
Palmdale, Los Angeles County, CA 93591
Open on Google Maps ↗Also listed on CRMLS · MLS# SR26217092
Listed by: Mark Mestepey · Castlestone Properties, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,950
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,990 · Loan: $314,910
Average 30-yr fixed rate 7.28% as of Oct 1, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,155
- Property tax (1.25%)
- $364
- Homeowners insurance
- $300
- Mortgage insurance
- $131
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 1, 2026
- 30-year fixed
- 7.28%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lake Los Angeles, CA in context
Lake Los Angeles is an unincorporated east-AV community in ZIP 93535, about 20 minutes east of Palmdale. Buyers come here for the most house-per-dollar in the AV — half-acre to multi-acre lots, fewer HOAs, and a quiet semi-rural pace. Many listings include desert acreage suitable for horses, RVs, or future expansion. Mike Watson knows the Lake Los Angeles and east-AV acreage market and has guided buyers here since 2005. If you are evaluating homes in Palmdale, Mike Watson lives and works the Lake Los Angeles market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $12,247 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Also on CRMLS
Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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