40196 177TH STREET E
Palmdale, CA, 93591
$510,000
MLS: SR26164129
Beds
4
Baths
3
Sq Ft
1,839
Lot
0.62 ac
Year Built
1978
MLS #
SR26164129
Days on Market
1
Listed
Aug 5, 2026
Description
**Rare Ranch-Style Opportunity on an Expansive 27,000 Sq. Ft. Lot!** Discover the perfect blend of space, comfort, and versatility in this charming 4-bedroom, 3-bathroom home offering 1,839 sq. ft. of living space and room to create the lifestyle you’ve always wanted. Ideal for those seeking extra land, outdoor living, or space for farm animals, this property offers endless possibilities for homeowners, hobbyists, and those looking for a more private setting. The inviting open floor plan features a spacious kitchen with granite countertops, abundant cabinet storage, a cozy living room with fireplace, and a primary suite with a private en-suite bathroom and French doors opening to the backyard patio. Recent updates include newer flooring, newer central AC/heat, and exterior paint for added comfort and peace of mind. Enjoy year-round entertaining in the expansive backyard featuring a large patio, gazebo, and generous cemented area perfect for family gatherings, outdoor dining, hobbies, or relaxing under the stars. The oversized lot provides ample room for gardening, recreational activities, additional outdoor amenities, or creating your own private retreat. Additional conveniences include direct access to an attached garage with laundry area, RV parking with a security gate, and plenty of space for vehicles, toys, or storage. Whether you’re looking for room to grow, space for animals, or a home that offers flexibility for your family’s needs, this rare ranch-style property delivers comfort, functionality, and endless outdoor potential. Don’t miss this unique opportunity to own a home where you can truly enjoy the freedom of space and the lifestyle you’ve been looking for!
Location
Palmdale, Los Angeles County, CA 93591
Open on Google Maps ↗Listed by: Grace Elias · Luxury Collective
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,972
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $51,000 · Loan: $459,000
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,950
- Property tax (1.25%)
- $531
- Homeowners insurance
- $300
- Mortgage insurance
- $191
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lake Los Angeles, CA in context
Lake Los Angeles is an unincorporated east-AV community in ZIP 93535, about 20 minutes east of Palmdale. Buyers come here for the most house-per-dollar in the AV — half-acre to multi-acre lots, fewer HOAs, and a quiet semi-rural pace. Many listings include desert acreage suitable for horses, RVs, or future expansion. Mike Watson knows the Lake Los Angeles and east-AV acreage market and has guided buyers here since 2005. If you are evaluating homes in Palmdale, Mike Watson lives and works the Lake Los Angeles market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $17,850 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.
Local Market Stats
See Palmdale, CA 93591 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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