40305 Ronar Street
Palmdale, CA, 93591
$499,000
MLS: 26008171
Beds
5
Baths
3
Sq Ft
3,057
Lot
0.50 ac
Year Built
1983
MLS #
26008171
Days on Market
1
Listed
Oct 27, 2026
Description
**TRAILERS IN THE BACKYARD INCLUDED!** Discover a truly special, one-of-a-kind property on the Palmdale side of Lake Los Angeles! This beautiful custom two-story ranch home offers **five bedrooms, three bathrooms, and over 3,000 square feet of living space**, all situated on approximately half an acre. From the moment you arrive, you'll feel what makes this home so special. Lovingly cared for and maintained in immaculate condition, it reflects the pride of ownership and years of love poured into it. The flexible layout offers an exciting opportunity for those looking for more privacy or space for extended family. Depending on your needs, the front and back portions of the home may offer potential for separate living arrangements or a rental opportunity. Outside, enjoy the space and possibilities that come with ranch living. The **oversized carport can accommodate approximately six to eight vehicles**, offering plenty of room for your cars, toys, and more. Homes with this much space, character, and care don't come around every day. Come see this one-of-a-kind property for yourself and discover everything it has to offer!
Location
Palmdale, Los Angeles County, CA 93591
Open on Google Maps ↗Listed by: Maritza Arellano · eXp Realty of Greater Los Angeles, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,092
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,900 · Loan: $449,100
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,085
- Property tax (1.25%)
- $520
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lake Los Angeles, CA in context
Lake Los Angeles is an unincorporated east-AV community in ZIP 93535, about 20 minutes east of Palmdale. Buyers come here for the most house-per-dollar in the AV, half-acre to multi-acre lots, fewer HOAs, and a quiet semi-rural pace. Many listings include desert acreage suitable for horses, RVs, or future expansion. Mike Watson has closed sales on half-acre and larger lots in Lake Los Angeles and the east Antelope Valley, and has guided buyers here since 2005. If you are evaluating homes in Palmdale, Mike Watson lives and works the Lake Los Angeles market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.
Local Market Stats
See Palmdale, CA 93591 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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