40315 177th E
Palmdale, CA, 93591
$369,900
MLS: SR26050068
Beds
3
Baths
2
Sq Ft
1,143
Lot
0.50 ac
Year Built
1978
MLS #
SR26050068
Days on Market
26
Listed
Mar 6, 2026
Description
Excellent value on this affordable 3-bedroom Lake LA ranch home! This home is located on a quiet street within the Palmdale side of Lake LA. This home has been freshened up with new interior paint, new carpeting, new exterior trim paint, new shower door, and much more. There is attractive Spanish tile flooring throughout the majority of the home. The single-story floorplan is spacious and functional, with ample kitchen cabinetry and a fireside living room. The yards are the highlight of this home. The front yard features custom wrought iron fencing with a brick base. The south end of the front yard has a gated RV access with swinging gates. The backyard includes a large covered patio area, and an expansive half-acre lot with plenty of room for horses, animals or farming. There's also a 2-car garage. If you've been looking for an affordable ranch home in Lake LA with RV access, a nicely fenced half-acre of land, and a refreshed interior, you've found it. This home is FHA eligible and it's a great opportunity. Don't miss out!
Location
Palmdale, Los Angeles County, CA 93591
Open on Google Maps ↗Listed by: Mark Mestepey · Castlestone Properties, Inc.
Payment estimate
$2,869
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,990 · Loan: $332,910
- Principal & Interest
- $2,045
- Property tax (1.25%)
- $385
- Homeowners insurance
- $300
- Mortgage insurance
- $139
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $12,947 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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