40258 E 168th Street
Palmdale, CA, 93591
$399,999
MLS: 25009459
Beds
3
Baths
2
Sq Ft
1,143
Lot
0.50 ac
Year Built
1978
MLS #
25009459
Days on Market
129
Listed
Dec 24, 2025
Description
Charming Palmdale home nestled in a scenic neighborhood surrounded by beautiful mountain views and ranch-style living. This inviting 3-bedroom, 2-bathroom residence offers 1,143 square feet of comfortable living space on a generous 21,547-square-foot lot, providing endless outdoor possibilities. Inside, the bright and cozy interior features recessed lighting, granite countertops, laminate wood flooring, ceiling fans, and a pantry in the kitchen. The open floor plan and welcoming kitchen create an ideal space for gatherings and entertaining. Both bathrooms showcase tiled shower walls, including the primary bedroom's private en-suite bath. Additional highlights include a 2-car attached garage and a thoughtfully designed layout that maximizes comfort and functionality. Centrally located near dining, shopping, and commuter routes, this home offers the perfect blend of tranquility and convenience.
Location
Palmdale, Los Angeles County, CA 93591
Open on Google Maps ↗Listed by: Diego Escobar · Equity Union
Payment estimate
$3,079
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,000 · Loan: $359,999
- Principal & Interest
- $2,212
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $14,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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