40348 Cliff Lane
Big Bear, CA, 92315
$589,000
MLS: 219146644DA
Beds
3
Baths
3
Sq Ft
1,424
Lot
0.16 ac
Year Built
1968
MLS #
219146644DA
Days on Market
1
Listed
Apr 19, 2026
Description
Mountain Charm Meets Modern Comfort - Prime Big Bear Location ~ Ideally located just minutes from Big Bear's top attractions, this inviting home offers the optimal blend of convenience, comfort, and character ~ Enjoy close proximity to Snow Play Hill, the Alpine Slide, the marina, and the vibrant Village--home to popular dining, shopping, and year-round entertainment. Inside, the home features a spacious and thoughtfully designed layout with three bedrooms and three full bathrooms, lends itself for full-time living, weekend escapes, or a high-demand rental property ~ The primary suite, set at the rear of the home, creates a peaceful retreat away from the main living areas ~ Downstairs in the family room, relax and unwind with a friendly game of pool or watch your favorite sport on TV ~ Recent upgrades add modern appeal and efficiency, including newer flooring, a refreshed kitchen, air conditioning, and a tankless water heater. A standout feature is the vintage 1968 built-in record player, with sound wired into select rooms--adding a unique and memorable touch ~ Step outside to enjoy upper and lower decks, great for relaxing or entertaining in the fresh mountain air. End your evenings in the spa under the stars, surrounded by the natural beauty Big Bear is known for ~ The property also includes a two-car garage with direct access into the home and sits on an oversized lot with ample space for boat or RV storage ~ Whether you're looking for a primary residence, vacation home, or income-producing investment, this property offers exceptional versatility in one of Big Bear's most desirable locations.
Location
Big Bear, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Bob Angilella · RE/MAX Big Bear
Payment estimate
$4,391
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $58,900 · Loan: $530,100
- Principal & Interest
- $3,257
- Property tax (1.25%)
- $614
- Homeowners insurance
- $300
- Mortgage insurance
- $221
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear home with as little as 3.5% down using an FHA loan — roughly $20,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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