404 N 9th Avenue
Upland, CA, 91786
$800,000
MLS: CV26045721
Beds
5
Baths
2
Sq Ft
1,822
Lot
0.17 ac
Year Built
1910
MLS #
CV26045721
Days on Market
34
Listed
Mar 17, 2026
Description
Welcome to 404 N 9th Ave — a rare Upland TWO UNIT property that combines 1910 charm (partial rebuild 20 years ago) with real income potential & the kind of flexibility that today's savvy buyers are actively searching for. Whether you're looking to house-hack, offset your mortgage with rental income, or add a solid multi-family asset to your portfolio, this property delivers the kind of opportunity that's getting harder & harder to find in the Inland Empire. The main residence spans 1,022 estimated sq ft across 3 bedrooms & 1 bathroom, with a spacious kitchen featuring — the kind of layout that invites easy, everyday living. The primary bedroom includes a bonus retreat, perfect as a home office, reading nook, or creative space. An indoor laundry room keeps the day-to-day running smoothly, and the enclosed backyard offers privacy & breathing room for the home's occupants. The back unit at 404½ N 9th Ave — a 2 bed / 1 bath ADU of approximately 800 sq ft — is move-in ready with genuine, recent care throughout: fresh exterior paint (2 years old), updated landscaping, a BRAND NEW water heater, and a repaired roof attic vent. Whether it becomes your income stream or a private space for extended family, the groundwork has already been laid. Both homes have seen meaningful upgrades — not just cosmetic: a installed about 6 years a go landscape sprinkler system, a SIX-MONTH-OLD water heater in the main house, updated bathroom & shower plumbing, and consistent upkeep that reflects real pride of ownership. A detached one-car garage & one additional off-street parking next to garage round out the property's practical appeal. Situated in the heart of Upland near San Antonio Regional Hospital, Old Town Upland's dining & boutique shopping, parks, foothills trails, and easy access to the 10 & 210 freeways — this address is as practical as it is full of character. For the owner-occupant, it's a home with built-in income. For the investor, it's a turnkey two-unit with genuine upside. Make us an offer we can't refuse!
Location
Upland, San Bernardino County, CA 91786
Open on Google Maps ↗Listed by: Lori Alvarez · REAL ESTATE RESOLVED
Payment estimate
$5,857
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $80,000 · Loan: $720,000
- Principal & Interest
- $4,424
- Property tax (1.25%)
- $833
- Homeowners insurance
- $300
- Mortgage insurance
- $300
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $28,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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