404 San Vicente Boulevard 28
Santa Monica, CA, 90402
$625,000
MLS: 26999591
Beds
1
Baths
1
Sq Ft
580
Lot
0.50 ac
Year Built
1971
MLS #
26999591
Days on Market
9
Listed
Oct 10, 2026
Description
Prime location! Located in the highly coveted North of Montana neighborhood, just three short blocks from Ocean Avenue and the Santa Monica bluffs.This fabulous value is a single-level, beautifully updated one bedroom, one bathroom condominium featuring bamboo wood floors, an updated kitchen with newer stainless steel appliances and granite breakfast counter, open living area and updated bathroom with soaking tub. There is an additional space with built-ins perfect for an office. Laundry in unit. This is a tranquil private property located at the rear of the building facing West, with direct entry.The building features lush landscaping, a first floor courtyard, common area bike storage room and recreation room. The HOA fee includes water and earthquake insurance.Central location on the corner of 4th Street and San Vicente Blvd., the best Santa Monica has to offer. Within minutes from Montana Avenue, a charming street with upscale shops and restaurants, world class Ocean Avenue, and Palisades Park with exquisite coastal views. Close to the trails in the Santa Monica mountains, ideal for the outdoor enthusiast, runners and mountain bikers. This is the idyllic Santa Monica life at an exceptional value.
Location
Santa Monica, Los Angeles County, CA 90402
Open on Google Maps ↗Listed by: Julie Lovett · Coldwell Banker Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,830
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $62,500 · Loan: $562,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,895
- Property tax (1.25%)
- $651
- Homeowners insurance
- $300
- Mortgage insurance
- $234
- HOA dues
- $750
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $21,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Santa Monica, CA 90402 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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