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PendingSingleFamilyResidence

4043 W 176th

Torrance, CA, 90504

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$1,175,000

MLS: SB26165326

Beds

4

Baths

3

Sq Ft

1,781

Lot

0.12 ac

Year Built

1953

MLS #

SB26165326

Days on Market

15

Listed

Sep 2, 2026

Description

Great 4 bedroom 3 bath (1+3/4+1/2) 2 story home in move in condition - middle of the block location in a desirable North Torrance neighborhood - brand new kitchen with lots of light, quartz counters, new stove, dishwasher, recessed lighting, lots of cabinets, skylight and an eating area - 3 bedrooms down while primary bedroom up - wonderful living room with wood style laminate flooring, formal dining area, stone fireplace and recessed lighting, private good size primary bedroom upstairs with mirror closet doors and a 3/4 bath - from the living room step into the enclosed patio (not counted in sq ft) which works as a comfortable family room - nice back yard with patio, lawn and landscaping for outdoor enjoyment - fresh exterior and interior paint - new split heat and air conditioning unit - two car garage with auto opener and direct kitchen access - garage floor has a grey coating - laundry in the garage - convenient to award winning schools + shopping + restaurants + medical + freeway access + parks and 15-20 minutes or so to the beach - tremendous opportunity to join the neighborhood - what are you waiting for ?

Location

Torrance, Los Angeles County, CA 90504

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Listed by: Raymond Millman · Compass

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$9,021

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $117,500 · Loan: $1,057,500

%

Average 30-yr fixed rate 7.03% as of Sep 24, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$7,057
Property tax (1.25%)
$1,224
Homeowners insurance
$300
Mortgage insurance
$441
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Sep 24, 2026

30-year fixed
7.03%
15-year fixed
6.42%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down+

First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $41,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 90504 (Torrance)within ±10% of this home's price and size.

Local Market Stats

See Torrance, CA 90504 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

★#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.