4045 Sunset Lane
Oxnard, CA, 93035
$1,399,999
MLS: SR26162390
Beds
3
Baths
2
Sq Ft
2,098
Lot
0.05 ac
Year Built
2002
MLS #
SR26162390
Days on Market
16
Listed
Jul 24, 2026
Description
This beach house is in the market for the first time since being built in 1981 by the owner. This is a 2-story house as versatile as it converted into 2 separate dwellings. The main entry door is transitioned by an Italian ceramic tiled entry hall which leads up to the second floor while the first floor is secured by its own separate entry door which leads to main living room and next to it is a wet bar which can be a kitchenette or mini eat in corner. The first floor has its own bedroom and full bath. when you ascend the floor, it is illuminated by a chandelier located up high into volume vaulted 14 ft wood beam ceiling which covered the entire area of the house. The spacious living room has a fireplace and then there is a study area which can be converted into an office or small bedroom. The main bedroom and secondary bedroom on the second floor share a full bathroom with shower stall and separate porcelain tub. This kitchen is cute and functional which ample cabinets. Some upgrading and minor renovation of the kitchen and appliances as well as the floor and carpet will bring the 80's look to its real modern charm. There is a deliciated area for washer and dryer off the floor and carpet will bring the 80; s look to its real modern charm. This property has undergone some upgrades in 2009 and 2017 when the roofs were re-stucco.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Sandy Loree · Sandy Loree Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$10,405
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $140,000 · Loan: $1,259,999
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,122
- Property tax (1.25%)
- $1,458
- Homeowners insurance
- $300
- Mortgage insurance
- $525
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $49,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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