ActiveSingle Family Residence

40512 Palmas Court

Palmdale, CA, 93551

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$560,000

MLS: 26004627

Beds

3

Baths

3

Sq Ft

1,756

Lot

0.19 ac

Year Built

1990

MLS #

26004627

Days on Market

0

Listed

Jun 12, 2026

Description

This gorgeous 3-bedroom, 2.5-bathroom house in the Rancho Vista community is situated on a peaceful cul-de-sac and near the renowned Rancho Vista Golf Course. A well-kept lawn, mature trees, and shrubs enhance its curb appeal, along with a new roof that was recently installed. Upon entering the home, take note of the open floor plan with features of high ceilings, neutral-colored tile flooring, carpet, and ample natural light. Upgraded baseboards, crown molding, and ceiling fans add to its charm. The formal living room and dining room are spacious and inviting. The kitchen has multiple cabinets, an eat/bar countertop, stainless steel/black appliances(refrigerator included), and a window that overlooks the serene backyard. The cozy family room has a fireplace for warmth. The first floor consists of a half-bathroom and a laundry room with hanging cabinets and the washer/dryer included. The upper level has three spacious bedrooms and a full guest bathroom. The primary bedroom has a walk-in closet and a balcony with a stunning peek-a-boo view of the city. The primary bathroom has two vanity sinks, an extra closet, and a tub/shower enclosure. Step out back and enjoy your private paradise. The oversized patio cover is perfect for entertaining. The details of the planter walls and concrete walkways, the manicured lawns and shrubs make the house even more charming. Elementary schools and a middle school are within walking distance, as well as restaurants, shopping, Marie Kerr Park, and the Palmdale amphitheater. Make this move-in ready home yours!

Location

Palmdale, Los Angeles County, CA 93551

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Listed by: Lori Granger · Berkshire Hathaway HomeServices Troth, REALTORS

Payment estimate

$4,286

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $56,000 · Loan: $504,000

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$3,192
Property tax (1.25%)
$583
Homeowners insurance
$300
Mortgage insurance
$210
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

Palmdale, CA in context

Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.

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Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $19,600 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.