PendingSingle Family Residence

38238 La Loma Avenue

Palmdale, CA, 93551

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$519,990

MLS: 25001485

Beds

4

Baths

3

Sq Ft

2,020

Lot

0.15 ac

Year Built

1986

MLS #

25001485

Days on Market

252

Listed

Feb 28, 2025

Description

Welcome to this charming 4-bedroom, 3-bathroom home located at 38238 La Loma Ave in Palmdale. Boasting over 2,000 square feet of living space, this home offers plenty of room for comfort and convenience. The spacious layout features a well-appointed kitchen, cozy living areas, and generous bedrooms, making it perfect for families. Situated near a major freeway exit, this home provides easy access to surrounding areas, while a nearby park offers a peaceful spot for relaxation. The large backyard is ideal for entertaining guests or enjoying outdoor activities. Whether you're hosting a barbecue, playing with pets, or simply unwinding, this space is designed to accommodate all your needs. Don't miss the opportunity to make this wonderful property your new home!

Location

Palmdale, Los Angeles County, CA 93551

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Listed by: Jose Amezcua · eXp Realty of California, Inc.

Payment estimate

$3,912

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $51,999 · Loan: $467,991

%
Principal & Interest
$2,875
Property tax (1.25%)
$542
Homeowners insurance
$300
Mortgage insurance
$195
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $18,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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