$3,349,000
MLS: V1-38682
Beds
4
Baths
4
Sq Ft
3,574
Lot
0.14 ac
Year Built
2007
MLS #
V1-38682
Days on Market
58
Listed
Sep 11, 2026
Description
RESORT LIVING ON SHELL ISLAND IN THE PRESTIGIOUS GATED COMMUNITY OF SEABRIDGE -- Welcome to this exceptional waterfront home featuring a 45-foot private boat dock, one of the largest backyards in the area, and incredible water views. Beautifully upgraded throughout, this is a rare opportunity to enjoy everything that makes Seabridge living so special. The grand entry immediately makes an impression with soaring ceilings, a dramatic arched window, rich hardwood floors, and a sweeping spiral staircase. A curved custom wood-paneled wall beneath the staircase conceals a hidden-door wine room, while the formal dining area with its own fireplace creates a beautiful setting for entertaining. One of the home's most unique features is the two-story library with a custom floor-to-ceiling bookcase and doors opening to a peaceful private courtyard.The main living room features a stone fireplace, matching stone-finished wet bar, and French doors that open to the backyard and water beyond. The adjoining kitchen features an expanded center island with marble countertops, generous counter space, double ovens, and beautiful custom tile. A main-level bedroom with a custom en-suite bath and direct patio access is ideal for guests or extended family. Upstairs, the primary suite is a true retreat with a separate sitting and reading area centered around a dual-sided fireplace, a private balcony, oversized custom closet, and spa-like bath with beautiful stone finishes. A dedicated office, custom built-in shelving, two additional bedrooms, and a full bath complete the second level. Step outside to one of the largest backyards in the area**, with an expansive flagstone patio, multiple seating areas, and a charming porch swing overlooking the water. Best of all, your **private 45-foot boat dock** is right outside your door, giving you direct access to Channel Islands Harbor and beyond. Seabridge residents enjoy a waterfront clubhouse, pool and spa, fitness center, parks, scenic walking paths, and beautifully maintained grounds, all within this private gated community. Located on sought-after Shell Island, this is a rare opportunity to own a truly special waterfront home where boating, sunsets, and resort-style living are part of everyday life.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Ann Howarth · RE/MAX Gold Coast-Beach Office
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$25,657
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $334,900 · Loan: $3,014,100
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $20,419
- Property tax (1.25%)
- $3,489
- Homeowners insurance
- $300
- Mortgage insurance
- $1,256
- HOA dues
- $194
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $117,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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