40611 178th Street
Lancaster, CA, 93535
$360,000
MLS: 26672501
Beds
2
Baths
1
Sq Ft
851
Lot
0.68 ac
Year Built
1979
MLS #
26672501
Days on Market
8
Listed
Apr 1, 2026
Description
Don't miss this beautifully updated ranch-style horse property on a spacious 29,000+ sq ft lot in Lancaster! This move-in-ready home features modern upgrades throughout, including new custom flooring, fresh interior and exterior paint, stylish lighting, and a cozy wood-burning stove. The fully renovated kitchen offers sleek grey cabinets, stainless steel appliances, quartz countertops, and an undermount sink. Major improvements include new soundproof windows, a brand-new central AC and heating system, new septic pipes, and PAID solar panels bringing comfort and energy efficiency year-round. A new fence encloses approximately half the lot, offering privacy and security while still leaving ample open space for horses, vehicles, or future expansion. Step into the backyard and enjoy a new all-weather-proof greenhouse, ideal for year-round growing and gardening. The property also has underground water, making it possible to install your own private well. Plenty of room for RVs, boats, and more! 40611 178th St qualifies for exclusive home buyer's assistance program providing qualified buyers $10,000 to cover closing costs, rate buy-down and/or down payment!
Location
Lancaster, Los Angeles County, CA 93535
Open on Google Maps ↗Listed by: Nikolai Medvedev · Berkshire Hathaway HomeServices California Properties
Payment estimate
$2,801
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,000 · Loan: $324,000
- Principal & Interest
- $1,991
- Property tax (1.25%)
- $375
- Homeowners insurance
- $300
- Mortgage insurance
- $135
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $12,600 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lancaster, CA 93535 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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