40670 Big Bear 203
Big Bear Lake, CA, 92315
$699,000
MLS: IG25248621
Beds
3
Baths
3
Sq Ft
1,880
Lot
0.03 ac
Year Built
1982
MLS #
IG25248621
Days on Market
138
Listed
Oct 30, 2025
Description
Welcome to your dream lakefront retreat in the heart of Big Bear Lake! Discover this stunning 3-bedroom, 3-bath “Forest Shores” condo, offering the perfect blend of luxury, comfort, and value. Enjoy all the perks of lakefront living—without the lakefront price tag. Step inside to breathtaking lake views from every level of this beautifully maintained home. The open-concept main living area is ideal for entertaining, flowing seamlessly to a spacious patio where you can relax and take in the tranquil waterside scenery. This versatile layout features two bedrooms and two bathrooms in the main residence, providing plenty of comfort and privacy for family and guests. The private studio suite includes its own kitchenette, bathroom, and patio—perfect for hosting visitors or generating rental income. Enjoy effortless lake access with a dock included in your HOA fees. Whether you’re searching for an investment opportunity or the ultimate vacation getaway, this lakefront condo has it all. Don’t miss this rare chance to experience Big Bear Lakefront living at its finest! Information deemed reliable but not guaranteed. Buyer and buyer’s agent to verify all details.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Mario Bulnes Leon · RE/MAX BIG BEAR
Payment estimate
$5,156
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,900 · Loan: $629,100
- Principal & Interest
- $3,865
- Property tax (1.25%)
- $728
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $24,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92315 (Big Bear Lake) within ±10% of this home's price and size.
$629,900
39965 Hillcrest
Big Bear Lake, 92315
$639,000
993 Cameron Drive
Big Bear, 92315
$639,000
41726 Comstock Lane
Big Bear, 92315
$639,000
42692 Moonridge Road
Big Bear Lake, 92315
$639,000
42598 Alta Vista Avenue
Big Bear Lake, 92315
$649,000
43315 Shasta Road
Big Bear Lake, 92315
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.