Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

4068 E Amigos Privado

Ontario, CA, 91761

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$780,000

MLS: TR25252095

Beds

2

Baths

2

Sq Ft

1,556

Lot

0.10 ac

Year Built

2022

MLS #

TR25252095

Days on Market

116

Listed

Nov 7, 2025

Description

****MAJOR PRICE ADJUSTMENT****This single story, 1556 sq.ft., 2 bedroom, 2 bath home is located in highly desired, 55 plus, gated, master planned Lennar community of Esperanza in Ontario Ranch. The kitchen, dining area and family room combine to form an open concept great room. The kitchen is complete with matching stainless G.E. appliances, double oven, microwave, dishwasher, 5 burner stovetop with hood and refrigerator. The center island doubles as a breakfast bar. There is a walk-in pantry, quartz counter tops and wood-like laminate floors throughout with carpet in the bedrooms. There is a separate laundry room, multiple storage closets, ceiling fans in the bedrooms and family room, recessed lighting, a fire sprinkler system, tankless water heater, high 9 foot ceilings, and a low maintenance front yard with drought resistant vegetation. The oversized primary bedroom boasts an attached bath with a dual sink vanity, a walk-in shower, separate toilet and large walk-in closet. The spare bathroom has a tub/shower combo. The spare bedroom is carpeted and has a ceiling fan with light. Dual sliding glass doors lead to a covered patio and backyard tastefully finished with artificial turf and river rock and block wall surrounds. The HOA community includes a 9,000 sq.ft. La Jolla Clubhouse, swimming pool, fitness center, BBQ area, fire pit, pickleball courts and dog park. This home is conveniently located close to multiple retail and grocery shopping centers and Ontario Airport.

Location

Ontario, San Bernardino County, CA 91761

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Listed by: Michael Laddusaw · King Realty Group Inc

Payment estimate

$5,718

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $78,000 · Loan: $702,000

%
Principal & Interest
$4,313
Property tax (1.25%)
$813
Homeowners insurance
$300
Mortgage insurance
$293
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $27,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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