407 W Carlton Street
Ontario, CA, 91762
$599,900
MLS: IV26232367
Beds
3
Baths
2
Sq Ft
1,035
Lot
0.20 ac
Year Built
1940
MLS #
IV26232367
Days on Market
11
Listed
Oct 28, 2026
Description
This adorable home has been owned by the same family for decades. Located in a neighborhood where families plant roots and create a community of generations of long-term residents. Upon arrival the curb appeal and front porch will excite you to see more. The Brick front porch and rod iron railing set the stage for many of the original character details this home has. The living room is open to the dining room making the perfect place to host celebrations. There are many upgrades that give modern day living without detracting from the original character, double 2 pane windows for energy efficiency and noise cancelation, owned solar and central HVAC. The kitchen has a large number of cabinets with granite counter tops, stainless steel appliances and a lovely garden window that looks out to your large rear yard. The first bedroom is just off the living room and has a private bathroom attached. The other 2 bedrooms are larger than average with closets that have additional cabinets attached. There is a full bathroom conveniently located near the bedrooms. Original details of door hardware, built in cabinets in the hallway and raised panel doors add to the charm you will fall in love with. Step out to the rear yard and look at all the various planned out areas: outside eating space, garden areas, fenced in dog run and so much more. At the rear of the property is a large workshop with a covered gated area and additional storage sheds to extend the workspace. The lot keeps going and has a large area behind the workshop to add a huge garden, pool area or anything you have been dreaming of in your new home. Conveninetly located to everything you will need. Affordability still exists in in California and along with Solar to reduce utility bills, low taxes and no HOA this home checks off all the boxes.
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: COLLEEN HORGAN · COLDWELL BANKER REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,807
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,990 · Loan: $539,910
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,658
- Property tax (1.25%)
- $625
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $20,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91762 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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