40954 E 168th Street
Lancaster, CA, 93535
$365,900
MLS: 26003779
Beds
3
Baths
2
Sq Ft
1,296
Lot
0.67 ac
Year Built
1986
MLS #
26003779
Days on Market
3
Listed
May 11, 2026
Description
Welcome to this lovely single story ranch style home! Sitting on .67 acres this 1296 sq ft home features 3 bedrooms 2 baths and a cozy brick style fireplace for those cool antelope valley winters.
Location
Lancaster, Los Angeles County, CA 93535
Open on Google Maps ↗Listed by: Alejandra Gallina · Keller Williams-VIP Properties
Payment estimate
$2,872
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,590 · Loan: $329,310
- Principal & Interest
- $2,053
- Property tax (1.25%)
- $381
- Homeowners insurance
- $300
- Mortgage insurance
- $137
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 7, 2026
- 30-year fixed
- 6.37%
- 15-year fixed
- 5.72%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lake Los Angeles, CA in context
Lake Los Angeles is an unincorporated east-AV community in ZIP 93535, about 20 minutes east of Palmdale. Buyers come here for the most house-per-dollar in the AV — half-acre to multi-acre lots, fewer HOAs, and a quiet semi-rural pace. Many listings include desert acreage suitable for horses, RVs, or future expansion. If you are evaluating homes in Lancaster, Mike Watson lives and works the Lake Los Angeles market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $12,807 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lancaster, CA 93535 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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