41063 Pennsylvania
Big Bear Lake, CA, 92315
$399,900
MLS: OC26048380
Beds
2
Baths
1
Sq Ft
964
Lot
0.17 ac
Year Built
1963
MLS #
OC26048380
Days on Market
16
Listed
Mar 5, 2026
Description
Priced Aggressively! Charming Big Bear Lake cabin just steps from The Village! This updated 2-bedroom, 1-bath retreat offers vaulted wood-beam ceilings, a cozy river-rock fireplace, and tasteful upgrades throughout. Enjoy pine cabinetry, granite-tile counters, tile flooring, dual-pane windows, and a beautifully tiled bath. Both bedrooms feature sliding glass doors and elevated ceilings, creating a bright, airy feel. A spacious laundry/mud room adds convenience. Outside, relax on the stamped-concrete patio with peek-a-boo lake views or entertain on the back deck surrounded by mature pines. Large front and rear parking areas provide plenty of space for guests. Located less than 1/3 mile to The Village, the marina, and minutes to ski resorts, this cabin is ideal as a personal getaway or proven vacation rental. This home embodies the best of Big Bear living — whether you’re seeking personal escape or rental return.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: William Pasqualino · Harcourts Prime Properties
Payment estimate
$3,078
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,990 · Loan: $359,910
- Principal & Interest
- $2,211
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $13,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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