$965,000
MLS: P1-28273
Beds
—
Baths
0
Sq Ft
1,722
Lot
0.06 ac
Year Built
1947
MLS #
P1-28273
Days on Market
77
Listed
Jul 31, 2026
Description
Two blocks from downtown Montrose, past the shops and the park, sits a property built for two very different buyers. Downstairs offers two bedrooms, one bath, a large living room, and an eat-in kitchen with laundry hookups. A fireplace warms the space. A dedicated parking spot sits at the rear of the building. Upstairs, one bedroom and one bath open onto a small balcony with beautiful views. That unit has its own updated kitchen, a full fireplace, and a two-car garage reserved just for the upstairs tenant. First-time homebuyer: Perhaps Montrose has always felt out of reach. Every search ends the same way: bad location or too much money. This duplex changes that math. Move into the upstairs unit, balcony and all, and let the two-bedroom downstairs help cover the mortgage. Or take the larger unit for yourself and rent out the one above. Let the rent supplement your payment. Together they bring in over $4,450 a month. First-time investor or looking to add a nugget in the heart of Montrose to your portfolio? Here's a low-maintenance investment, one with tenants already in place, income already flowing, and upkeep kept simple. Over $4,450 a month, two blocks from downtown Montrose, doesn't come along often. A first home. A first investment. A small addition to your portfolio. This one gives you choices.
Location
Montrose, Los Angeles County, CA 91020
Open on Google Maps ↗Listed by: Robbyn Battles · JohnHart Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,680
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $96,500 · Loan: $868,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,013
- Property tax (1.25%)
- $1,005
- Homeowners insurance
- $300
- Mortgage insurance
- $362
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Montrose home with as little as 3.5% down using an FHA loan — roughly $33,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Montrose, CA 91020 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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