ActiveSingleFamilyResidence

4125 E La Jolla Street

Ontario, CA, 91761

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$829,900

MLS: WS26092636

Beds

4

Baths

3

Sq Ft

2,308

Lot

0.08 ac

Year Built

2024

MLS #

WS26092636

Days on Market

11

Listed

Apr 29, 2026

Description

Experience modern living in this nearly new 2024-built KB Home located in the highly desirable Ontario Ranch community. Ideally situated near premier shopping and dining destinations such as Costco, 99 Ranch Market, and Cloverdale Marketplace, this home also offers easy access to major freeways (15, 60, and 10), Ontario International Airport, and Metrolink stations—making commuting and travel effortless. Thoughtfully designed with a spacious, open-concept layout, this well-planned home offers both functionality and style for today’s lifestyle. Featuring 4 bedrooms and 3 full bathrooms, including a convenient downstairs bedroom and bath, the home provides flexibility for guests or multi-generational living. Upstairs, a generous loft adds additional living space, perfect for a media room, office, or play area. The modern kitchen is the heart of the home, complete with quartz countertops, ample cabinetry, a walk-in pantry, and a seamless flow into the main living areas—ideal for both everyday living and entertaining. The primary suite offers a relaxing retreat with a double-sink vanity and well-appointed finishes. Additional highlights include upgraded waterproof laminate flooring on the main level, plush carpeting upstairs, and recessed, dimmable lighting throughout. Step outside to enjoy a larger-than-average private backyard featuring low-maintenance artificial turf, designed for water conservation and easy upkeep—perfect for outdoor enjoyment without the hassle of traditional landscaping. Energy-efficient features include a solar system with a fixed monthly cost and a tankless water heater for added convenience. Residents of the Sunset Ranch community enjoy exceptional amenities, including a resort-style pool and spa, large park with tot lot, dog park, pickleball courts, BBQ and picnic areas, and multiple pocket parks. With its bright, airy ambiance, smart layout, and prime location, this home presents an incredible opportunity to enjoy comfort, convenience, and community living in one of the area’s fastest-growing neighborhoods.

Location

Ontario, San Bernardino County, CA 91761

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Listed by: CHEN DONG · Pinnacle Real Estate Group

Payment estimate

$6,202

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $82,990 · Loan: $746,910

%
Principal & Interest
$4,726
Property tax (1.25%)
$864
Homeowners insurance
$300
Mortgage insurance
$311
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Today's Rates

As of May 21, 2026

30-year fixed
6.51%
15-year fixed
5.85%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $29,047 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Ontario, CA 91761 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.