413 Descanso Avenue
Ojai, CA, 93023
$879,000
Original list price: $899,000
MLS: V1-37083
Beds
3
Baths
2
Sq Ft
1,385
Lot
0.17 ac
Year Built
1961
MLS #
V1-37083
Days on Market
55
Listed
Jun 18, 2026
Description
Nestled in the highly sought-after Ojai Terrace neighborhood, this single-story 3-bedroom, 2-bath home offers a wonderful opportunity to create your ideal Ojai retreat. Thoughtfully maintained with several upgrades completed over the years, the home is comfortable and functional while providing the wonderful canvas for your personal vision and modern updates. The inviting living area features a cozy fireplace, while mature trees enhance the property's natural beauty, privacy, and sense of tranquility. A spacious driveway offers ample parking for family and guests. Located in one of Ojai's most beloved neighborhoods, Ojai Terrace is known for its strong sense of community and is a favorite destination Halloween trick or treater's. Enjoy easy access to Ojai's charming downtown, scenic hiking and biking trails, local shops, restaurants, and farmers markets, all while living in a peaceful setting, surrounded by nearby nature, mountains, and small-town charm.
Location
Ojai, Ventura County, CA 93023
Open on Google Maps ↗Listed by: Sean O'Toole · LIV Sotheby's International Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,645
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $87,900 · Loan: $791,100
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,100
- Property tax (1.25%)
- $916
- Homeowners insurance
- $300
- Mortgage insurance
- $330
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $30,765 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ojai, CA 93023 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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