4134 E Perdido Privado
Ontario, CA, 91761
$785,000
MLS: WS26072444
Beds
2
Baths
2
Sq Ft
1,636
Lot
0.10 ac
Year Built
2022
MLS #
WS26072444
Days on Market
16
Listed
Apr 3, 2026
Description
Highly desirable Esperanza 55+ gated community! This resort-style, low-maintenance home is ideally located just steps from the clubhouse. The community features exceptional amenities including a pool, fitness center, pickleball courts, BBQ areas, fire pits, and a dog park. Inside, discover a bright and open layout with high ceilings, a spacious living area, and a modern kitchen centered around a large island. Oversized sliding glass doors connect seamlessly to the backyard patio, creating a wonderful indoor-outdoor living experience. The primary suite includes a large walk-in closet and a spacious en-suite bathroom. Notable property features include brand-new flooring throughout, a whole-house water filtration system, and a fully paid-off solar system. The beautifully maintained grounds offer a loquat tree in the front yard and a pomegranate tree in the backyard. Super convenient location close to Costco, 99 Ranch Market, a future Whole Foods (opening 2027), and providing easy access to the 15, 60, and 91 freeways. Located approximately 15 minutes to Ontario International Airport. This home is perfectly designed for a comfortable and convenient lifestyle.
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: YUJIA ZHANG · UNIVERSAL ELITE REALTY
Payment estimate
$5,753
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $78,500 · Loan: $706,500
- Principal & Interest
- $4,341
- Property tax (1.25%)
- $818
- Homeowners insurance
- $300
- Mortgage insurance
- $294
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $27,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91761 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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