4134 Pacific Coast Hwy 120
Torrance, CA, 90505
$1,450,000
Original list price: $1,510,000
MLS: PV26137755
Beds
4
Baths
4
Sq Ft
2,520
Lot
0.51 ac
Year Built
2001
MLS #
PV26137755
Days on Market
79
Listed
Jul 9, 2026
Description
Do not be fooled by the Pacific Coast Hwy address. Begonia Village is backed up to Newton and afar from PCH. You will love this Begonia Village #120 which was built in 2001. In addition to being a gated community, the great thing about this single-family home is its location: Steps away to Walgreen and Starbucks; across the street is Vista Plaza shopping: Post Office, banks, Sprouts, H Mart, Michael’s, restaurants, gas stations, and more. There are more on the other side of PCH. The kitchen offers granite countertops, stainless sink, double oven, built-in sub-zero fridge and family dining area. On the second floor, there are a primary suite, one en-suite bedroom, sizable family room and laundry room. Two additional bedrooms are on the 3rd floor. Central AC. Surrounded by friendly neighbors in a modern urban setting. Excellent school district: Walteria ES, Richardson MS, South HS.
Location
Torrance, Los Angeles County, CA 90505
Open on Google Maps ↗Listed by: Y. Anthony Iwata · Rockyfield
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$11,344
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $145,000 · Loan: $1,305,000
Average 30-yr fixed rate 7.03% as of Sep 24, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,709
- Property tax (1.25%)
- $1,510
- Homeowners insurance
- $300
- Mortgage insurance
- $544
- HOA dues
- $281
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 24, 2026
- 30-year fixed
- 7.03%
- 15-year fixed
- 6.42%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $50,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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