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ActiveSingleFamilyResidence

414 Pioneer Road

Lake Arrowhead, CA, 92352

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$685,000

MLS: 219152966DA

Beds

4

Baths

2

Sq Ft

2,068

Lot

0.28 ac

Year Built

1988

MLS #

219152966DA

Days on Market

32

Listed

Sep 19, 2026

Description

Mountain living takes on a special feel at this inviting Lake Arrowhead home, where a beautifully landscaped setting, comfortable floor plan, and thoughtful updates come together in an ideal retreat. Located close to the Lake Arrowhead Country Club, the property also includes full lake rights. A level-entry approach welcomes you into a home filled with natural warmth and classic mountain character. Hickory flooring, pine accents, and multiple fireplaces create a cozy atmosphere throughout the main living spaces. The kitchen has granite countertops, stainless-steel appliances, and a distinctive contemporary hood, and opens to the living and dining areas making everyday living and entertaining easy. The main-level primary bedroom provides a peaceful private escape, featuring its own fireplace, walk-in closet, and upgraded ensuite bath with tiled surfaces and glass-enclosed shower. A separate front room offers flexibility for a reading room, or additional gathering space. One of the home's standout features is the large rear deck area, extending the living space outdoors and overlooking a peaceful backdrop of soaring trees. Whether hosting friends, enjoying an evening meal, or simply unwinding in the mountain air, the outdoor spaces provide a wonderful place to experience the setting. The gently sloping lot also provides space for gardening, play, or outdoor gatherings. Four bedrooms offer plenty of room for family and guests, with three located upstairs and complemented by built-in cabinetry. Amenities include central heating and air conditioning, a two-car attached garage with direct access with lots of storage, plus extra off-street parking. From the landscaping and spacious decks to the convenient location and full lake rights, this property offers an appealing combination of comfort, character, and the quintessential Lake Arrowhead lifestyle.

Location

Lake Arrowhead, San Bernardino County, CA 92352

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Listed by: James Newcomb · Windermere Real Estate

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$5,539

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $68,500 · Loan: $616,500

%

Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$4,269
Property tax (1.25%)
$714
Homeowners insurance
$300
Mortgage insurance
$257
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Oct 15, 2026

30-year fixed
7.40%
15-year fixed
6.71%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down+

First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $23,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 92352 (Lake Arrowhead)within ±10% of this home's price and size.

Local Market Stats

See Lake Arrowhead, CA 92352 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

★#1 Producing Individual Realtor, Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.