41490 Oak Street
Big Bear Lake, CA, 92315
$459,000
Original list price: $475,000
MLS: CV26105623
Beds
3
Baths
2
Sq Ft
1,400
Lot
0.15 ac
Year Built
1963
MLS #
CV26105623
Days on Market
33
Listed
May 14, 2026
Description
Nestled in a prime Big Bear Lake location just minutes from town, this charming mountain retreat offers the perfect blend of comfort, character, and functionality. Featuring 3 bedrooms, 2 bathrooms, and approximately 1,400 sq ft of living space, this home is ideal for full-time living, a vacation getaway, or an investment opportunity. Step onto the spacious front deck — perfect for entertaining, relaxing under the pines, or enjoying the fresh mountain air. Just off the deck is a versatile bonus room with custom shelving that makes an excellent home office, creative space, or reading retreat. Inside, the oversized master suite is a true highlight, complete with vaulted ceilings, skylights that fill the space with natural light, and a walk-in shower for a spa-like feel. The kitchen and laundry room feature updated wood flooring, adding warmth and style throughout the home. Additional features include a workshop for hobbies or projects, plus a storage shed offering plenty of extra space for tools, outdoor gear, and seasonal items. Additionally, the deck is reinforced and wired for a spa in case you wanted to add one. With its convenient location close to shopping, dining, and all that Big Bear has to offer, this property is a fantastic opportunity to enjoy mountain living at its best.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Harley Adams · DYNASTY REAL ESTATE
Payment estimate
$3,567
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,900 · Loan: $413,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,617
- Property tax (1.25%)
- $478
- Homeowners insurance
- $300
- Mortgage insurance
- $172
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $16,065 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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