415 W Rustic Road
Santa Monica, CA, 90402
$3,625,000
MLS: 26986005
Beds
3
Baths
3
Sq Ft
1,950
Lot
0.15 ac
Year Built
1947
MLS #
26986005
Days on Market
0
Listed
Oct 16, 2026
Description
Welcome to this private tri-level oasis tucked away on one of Santa Monica Canyon's most serene and coveted streets. Perched on a knoll and surrounded by mature trees and lush landscaping, this charming villa-style residence offers 3 bedrooms, 3 bathrooms and approximately 1,950 square feet of thoughtfully refreshed living space.Ideally located at the beginning of West Rustic Road, the home feels worlds away from the city while remaining just moments from the beach and the beloved restaurants and shops along West Channel Road. Inside, warm architectural details include wood-beamed ceilings, a decorative fireplace in the spacious primary suite, and multiple balconies showcasing picturesque canyon and treetop views. The flexible tri-level floor plan features two bedrooms and two bathrooms upstairs, with an additional bedroom and full bath on the ground level + a 4th laundry/office. Thoughtfully cared for and recently brought back to life, improvements include new interior and exterior paint, refreshed landscaping, drainage and waterproofing work, and roof and deck upgrades. A rare opportunity to experience the privacy, character and natural beauty that make Santa Monica Canyon one of Los Angeles' most special enclaves.
Location
Santa Monica, Los Angeles County, CA 90402
Open on Google Maps ↗Listed by: Kristen Partipilo · Compass
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$28,024
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $362,500 · Loan: $3,262,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $22,589
- Property tax (1.25%)
- $3,776
- Homeowners insurance
- $300
- Mortgage insurance
- $1,359
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $126,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90402 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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