4170 Needles Highway 55
Needles, CA, 92363
$189,000
MLS: OC26021573
Beds
2
Baths
2
Sq Ft
1,056
Lot
0.07 ac
Year Built
1985
MLS #
OC26021573
Days on Market
60
Listed
Jan 30, 2026
Description
Wow! Beautiful park model in the impressive gate guarded community of The Palms River Resort. This one comes turnkey, just bring your toothbrush and move on in. Two spacious bedrooms & two full bathrooms. Huge back deck & private hot tub perfect for relaxing after a day on the river. The community is amazing! Two pools plus a kiddie pool and two Jacuzzi's. Boat launch, sandy beach, dock, clubhouse, store, basketball court, fitness center, game room with pool table, shuffleboard & so much more! Be sure and stop in to see this one. Very easy to show.
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Dyanne Schilling · Coldwell Banker Realty
Payment estimate
$1,613
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $18,900 · Loan: $170,100
- Principal & Interest
- $1,045
- Property tax (1.25%)
- $197
- Homeowners insurance
- $300
- Mortgage insurance
- $71
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $6,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92363 (Needles) within ±10% of this home's price and size.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.