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4170 Needles Highway 55

Needles, CA, 92363

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$189,000

MLS: OC26021573

Beds

2

Baths

2

Sq Ft

1,056

Lot

0.07 ac

Year Built

1985

MLS #

OC26021573

Days on Market

193

Listed

Jan 30, 2026

Description

Wow! Beautiful park model in the impressive gate guarded community of The Palms River Resort. This one comes turnkey, just bring your toothbrush and move on in. Two spacious bedrooms & two full bathrooms. Huge back deck & private hot tub perfect for relaxing after a day on the river. The community is amazing! Two pools plus a kiddie pool and two Jacuzzi's. Boat launch, sandy beach, dock, clubhouse, store, basketball court, fitness center, game room with pool table, shuffleboard & so much more! Be sure and stop in to see this one. Very easy to show.

Location

Needles, San Bernardino County, CA 92363

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Listed by: Dyanne Schilling · Coldwell Banker Realty

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$1,664

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $18,900 · Loan: $170,100

%

Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$1,096
Property tax (1.25%)
$197
Homeowners insurance
$300
Mortgage insurance
$71
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 6, 2026

30-year fixed
6.69%
15-year fixed
6.01%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $6,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 92363 (Needles)within ±10% of this home's price and size.

Local Market Stats

See Needles, CA 92363 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.