42 N Mills Road
Ventura, CA, 93003
$599,000
MLS: 26995099
Beds
2
Baths
1
Sq Ft
902
Lot
0.15 ac
Year Built
1948
MLS #
26995099
Days on Market
26
Listed
Sep 21, 2026
Description
Welcome to 42 N Mills Rd, a diamond in the rough in the heart of Ventura! This cosmetic fixer sits on a beautiful flat lot just steps from Anacapa Middle School and is an easy walk to Midtown's restaurants and bars. This is a genuine value-add opportunity for a starter home, income property, or flip. Mature, productive fruit trees line the wide-open backyard, which awaits your design inspiration to create the perfect retreat! Features include a one-car garage with a driveway, a garden shed out back, and a new kitchen/back door. A washer, dryer, and gas stove can be included in the sale upon request.Located within the Ventura Unified School District, the home is directly adjacent to Anacapa Middle School, with highly rated options nearby including El Camino High School and Foothill Technology High School. Ventura's beaches, historic pier, and downtown are all just a short drive away.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Liam McNiff · eXp Realty of Greater Los Angeles
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,881
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,900 · Loan: $539,100
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,733
- Property tax (1.25%)
- $624
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $20,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ventura, CA 93003 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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