421 Adams
Big Bear City, CA, 92314
$249,900
MLS: SB26215353
Beds
2
Baths
2
Sq Ft
1,096
Lot
0.12 ac
Year Built
1985
MLS #
SB26215353
Days on Market
34
Listed
Oct 2, 2026
Description
Are you looking for an affordable true Mountain Getaway with character, views and room to make it your own? Welcome to 421 Adams Drive, tucked among the pines in Big Bear City. With classic Big Bear mountain charm surrounded by towering pines, offering 1096 sq ft of living space, 2 bedrooms and 2 bathrooms is ready for it's new owner. The warm interior captures the cabin feel with exposed wood beams, knotty-pine accents, wood ceilings and a brick fireplace that creates a cozy gathering space for those crisp mountain evenings. The open living and kitchen area offers plenty of room to relax and entertain, with a breakfast bar providing additional seating. Multiple windows bring in natural light while framing the surrounding trees and mountain setting. Outdoor living is a highlight, with multiple decks providing spaces to enjoy your morning coffee, dine outdoors or simply take in the fresh mountain air. Additional features include covered parking/carport, multiple fenced portions of the property, indoor laundry conveniently incorporated into one of the bathrooms, and ample outdoor storage. Situated on an approximately 5,043-square-foot lot, the home offers the opportunity to enjoy the mountain lifestyle while adding your own personal touches.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Mary Ann Garcia Berges · MyAgent Real Estate Group
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,178
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $24,990 · Loan: $224,910
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,524
- Property tax (1.25%)
- $260
- Homeowners insurance
- $300
- Mortgage insurance
- $94
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $8,747 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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