42129 Madison Court
Lancaster, CA, 93536
$549,900
MLS: 26006369
Beds
6
Baths
3
Sq Ft
3,542
Lot
0.18 ac
Year Built
2004
MLS #
26006369
Days on Market
18
Listed
Sep 18, 2026
Description
Welcome to this ASSUMABLE 2.5% FHA beautifully situated Quartz Hill home, ideally located in the heart of the community and just down the street from a neighborhood park. This spacious property offers 6 bedrooms, providing plenty of room for family, guests, a home office, or flexible living needs. Enjoy the added value of paid-off solar and a paid-off water softener, helping provide long-term convenience and energy efficiency without additional financing obligations. With its desirable Quartz Hill location, convenient access to local amenities, and a community park nearby, this home offers comfort, functionality, and an excellent opportunity to make it your own.
Location
Lancaster, Los Angeles County, CA 93536
Open on Google Maps ↗Listed by: Juan Fernandez · Real Brokerage Technologies
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,382
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,990 · Loan: $494,910
Average 30-yr fixed rate 7.03% as of Sep 24, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,303
- Property tax (1.25%)
- $573
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 24, 2026
- 30-year fixed
- 7.03%
- 15-year fixed
- 6.42%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Quartz Hill, CA in context
Quartz Hill is an unincorporated west-side Antelope Valley community, next to Lancaster and Palmdale but not a copy of either city. Buyers who land here usually care about schools, yard space, and a quieter suburban feel before they open a listing grid. One practical note up front: ZIP 93536 often blends Quartz Hill and Lancaster inventory in portal searches. Read community and street context, then filter a Quartz Hill MLS view instead of trusting the ZIP label alone. If you are evaluating homes in Lancaster, Mike Watson lives and works the Quartz Hill market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $19,247 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Lancaster property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
Similar Homes Nearby
Active and pending listings in ZIP 93536 (Lancaster)within ±10% of this home's price and size.
Active18 DOM$499,000
42303 W 59th Street
Lancaster, 93536
$559,900
43704 47th Street W
Lancaster, 93536
Also on GAVAR
$565,000
43934 Spring
Lancaster, 93536
Also on GAVAR
$588,000
5829 Spice Street
Lancaster, 93536
Local Market Stats
See Lancaster, CA 93536 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.