4215 E Carmel Privado
Ontario, CA, 91761
$590,000
MLS: CV26172947
Beds
3
Baths
3
Sq Ft
1,652
Lot
—
Year Built
2024
MLS #
CV26172947
Days on Market
71
Listed
Aug 7, 2026
Description
Welcome to this beautifully appointed 3-bedroom, 2.5-bathroom townhome located in the desirable Moonstone at Sunset Ranch community in Ontario. Built with today's lifestyle in mind, this residence offers a thoughtfully designed floor plan, quality finishes, and functional living spaces throughout. The main level features an open-concept layout that seamlessly connects the living room, dining area, and kitchen, creating an inviting space for everyday living and entertaining. The kitchen is enhanced with granite countertops, modern cabinetry, stainless steel appliances, generous counter space, and ample storage. Upstairs, the spacious primary suite offers a private retreat complete with a walk-in closet and en-suite bathroom. Two additional bedrooms, a full bathroom, and a versatile loft provide flexibility for a home office, media room, fitness space, or additional living area. The upstairs laundry room adds convenience and includes the washer and dryer. Additional features include an attached 2-car garage, low HOA dues, and a low solar lease, offering added value and energy efficiency. Residents of Moonstone at Sunset Ranch enjoy access to community amenities, including a resort-style pool, landscaped common areas, and recreational spaces. Conveniently located near shopping, dining, parks, schools, and major commuter routes, this home offers easy access to everyday conveniences while maintaining the comfort of a well-planned neighborhood. This move-in-ready residence presents an excellent opportunity to own in one of Ontario's newer communities. Buyers are encouraged to verify all information, including square footage, HOA information, solar lease terms, and community amenities, to their satisfaction.
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Oscar Gonzalez Castro · eXp Realty of Greater Los Angeles
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,997
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $59,000 · Loan: $531,000
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,677
- Property tax (1.25%)
- $615
- Homeowners insurance
- $300
- Mortgage insurance
- $221
- HOA dues
- $185
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $20,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91761 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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