4229 Harbour Island Lane
Oxnard, CA, 93035
$959,000
MLS: V1-38065
Beds
2
Baths
2
Sq Ft
2,164
Lot
—
Year Built
1988
MLS #
V1-38065
Days on Market
22
Listed
Aug 7, 2026
Description
Welcome to 4229 Harbour Island Lane, where the ease of single-level living meets the best of the Channel Islands Harbor lifestyle. Arrive home via a semi-private elevator shared with just one neighboring residence and step into an expansive floor plan thoughtfully designed for gathering, entertaining, and everyday comfort.Natural light fills the living spaces, where a cozy fireplace, wet bar, recessed lighting, and an open-concept design create an inviting atmosphere. Whether you're preparing dinner in the kitchen, hosting game night with friends in the dining area, or simply unwinding on the balcony, the harbor and pool provide a picturesque backdrop to daily life. The spacious primary suite offers a peaceful retreat of its own, complete with a private balcony, generous walk-in closet, and an ensuite bath designed for relaxation. A separate den with french doors and a window provides the flexibility to create a home office, library, media room, or additional guest space, while the split-bedroom layout offers comfort and privacy for everyone. Beyond your front door, the Harbour Island lifestyle truly comes to life. Spend the afternoon lounging by the resort-style pool, launch a kayak or paddleboard for an adventure through the harbor, or dock your Duffy in your very own boat slip (subject to availability) after enjoying a sunset harbor cruise. Walk or boat to waterfront restaurants, meet friends for Sunday brunch, visit your favorite yacht club, or enjoy the convenience of shopping, dining, and a fitness center just moments away. With two private balconies, a two-car garage, beautifully maintained grounds, and HOA amenities that include the pool, spa, clubhouse, security, landscaping, water, sewer, trash, pest control, exterior maintenance, and elevator maintenance and more - this home offers an exceptional blend of comfort, convenience, and coastal living.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Meggie Hawthorne · Keller Williams Santa Barbara
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,532
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $95,900 · Loan: $863,100
Average 30-yr fixed rate 6.66% as of Aug 27, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,547
- Property tax (1.25%)
- $999
- Homeowners insurance
- $300
- Mortgage insurance
- $360
- HOA dues
- $1,327
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 27, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 5.98%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $33,565 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93035 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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