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ActiveDuplex

423 Florence Ave

Monterey Park, CA, 91755

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$1,128,000

Original list price: $1,199,990

MLS: WS26174252

Beds

4

Baths

4

Sq Ft

2,316

Lot

0.18 ac

Year Built

1936

MLS #

WS26174252

Days on Market

43

Listed

Aug 13, 2026

Description

Prime Monterey Park Duplex in Desirable Neighborhood! This well-maintained duplex is situated on a spacious 7,850 square feet. lot in an R2-zoned neighborhood, offering excellent flexibility and investment potential. The front unit features approximately 800 square feet, with 1 bedroom and 1 full bathroom, providing a surprisingly spacious living area. The back unit offers approximately 1,516 square feet, featuring 3 bedrooms and 3 full bathrooms, including two bedrooms with their own private bathrooms. The back unit has been freshly painted, creating a bright and inviting living environment. Both units feature recessed lighting, dual-pane windows, laminate flooring, and kitchens with granite countertops. The property also includes an attached 2-car garage, two house numbers, two electric meters, two gas meters and one water meter. Conveniently located near Mark Keppel High School, parks, shopping, dining, and the 10 Freeway. A rare opportunity to own a well-maintained duplex in a desirable Monterey Park location!

Location

Monterey Park, Los Angeles County, CA 91755

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Listed by: YANHUA LIU · RE/MAX ELITE REALTY

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$8,673

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $112,800 · Loan: $1,015,200

%

Average 30-yr fixed rate 7.03% as of Sep 24, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$6,775
Property tax (1.25%)
$1,175
Homeowners insurance
$300
Mortgage insurance
$423
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Sep 24, 2026

30-year fixed
7.03%
15-year fixed
6.42%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down+

First-time and repeat buyers can purchase this Monterey Park home with as little as 3.5% down using an FHA loan — roughly $39,480 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 91755 (Monterey Park)within ±10% of this home's price and size.

Local Market Stats

See Monterey Park, CA 91755 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

★#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.