423 Pier Avenue 4
Santa Monica, CA, 90405
$988,000
MLS: 26998849
Beds
2
Baths
2
Sq Ft
901
Lot
0.19 ac
Year Built
1963
MLS #
26998849
Days on Market
1
Listed
Oct 14, 2026
Description
With a seller-paid rate buydown or seller financing available, this is a built-in way to ease the impact of today's interest rates and own the home you want now! Your private balcony opens to sweeping views and endless sky from this top-floor, front-facing end unit perched on the hill in prime Ocean Park. Completely renovated into a serene, elegant retreat, it pairs exceptional natural light with some of the best walkability on the Westside. //With only one shared wall and no one above you, the home is filled with light from three sides, and every window frames a different view of treetops and open air. Oversized south-facing sliders in the living room and skylights over the dining area keep the main living spaces bright from morning to evening. From both the front entry and the balcony, tree-lined hills lead the eye all the way to the Downtown LA skyline, the Hollywood Hills, and the San Gabriel Mountains. //Warm neutral tones and premium materials create a space that feels both sophisticated and inviting. The redesigned kitchen features flat-front light oak cabinetry, Taj Mahal quartzite countertops, a workstation sink, and a full suite of brand-new, top-tier appliances. The bathrooms have been fully reimagined, from the textured tile to the thoughtfully chosen fixtures, and each bedroom is a spacious, sunlit place to unwind. The building offers a community laundry room along with a dedicated storage space for the unit. The seller is also happy to work with a buyer on adding in-unit laundry, and a same-day laundry pick-up and delivery service is available nearby. //Your private parking space sits at the back of the building, in a lot enclosed on three sides with driveway-only access. Park the car and leave it there: everything you need is a short stroll away. The sand is just minutes from your door, though the restaurants, shops, and cafes along Rose Avenue and Main Street may tempt you first. While the nearby hotspots attract locals and travelers alike, this pocket of Santa Monica remains a quiet residential haven. In this truly special condo, social beachside living meets the comfort and polish of a brand-new, high-end home.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Rya Meyers · Pardee Properties
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,237
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $98,800 · Loan: $889,200
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,157
- Property tax (1.25%)
- $1,029
- Homeowners insurance
- $300
- Mortgage insurance
- $371
- HOA dues
- $381
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $34,580 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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