4259 N 4th
San Bernardino, CA, 92407
$575,000
MLS: DW26072437
Beds
3
Baths
2
Sq Ft
1,288
Lot
0.18 ac
Year Built
1990
MLS #
DW26072437
Days on Market
17
Listed
Apr 3, 2026
Description
Wow! Let's start with the long driveway, great curb appeal as you walk pass a cute patio that leads you to the front door. As you enter you are greeted by lovely open floor plan. On the right is the living room featuring a cozy fireplace and windows that make it nice and bright, the kitchen has lovely white cabinets and dark counter tops, spacious inland with breakfast area, dining area can hold a large dining table with seating for at least 8. Hallway leads to 3 bedrooms 2 baths, laundry area is in the hallway. Central air and Heat. Back yard is an oasis, fantastic for you weekend bar-b-q's with so many fruit trees you may lose count, there is a tangerine tree, peach tree, peach donut tree, misperos, sweet lima, pomegranate, cactus, dragon fruit and a seedless lemon tree, yummmm. You also have a choice of putting in a pool or make that extra area an RV or boat parking. Show and sell!
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Anita Contreras · eXp Realty of California Inc.
Payment estimate
$4,294
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $57,500 · Loan: $517,500
- Principal & Interest
- $3,180
- Property tax (1.25%)
- $599
- Homeowners insurance
- $300
- Mortgage insurance
- $216
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $20,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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