5305 Lilac Street
San Bernardino, CA, 92407
$535,000
MLS: IV25071033
Beds
3
Baths
2
Sq Ft
1,198
Lot
0.17 ac
Year Built
1984
MLS #
IV25071033
Days on Market
6
Listed
Apr 2, 2025
Description
Here it is, great 3 bed 2 bath with large back yard Located Minutes to San Bernardino Mountains and California State University, San Bernardino, shopping and dining, freshly painted inside and out, new flooring throughout, really looks great.
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: MIKE PIRKEY · SHEPHERD REALTY GROUP
Payment estimate
$4,016
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $53,500 · Loan: $481,500
- Principal & Interest
- $2,958
- Property tax (1.25%)
- $557
- Homeowners insurance
- $300
- Mortgage insurance
- $201
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $18,725 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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