42640 Ranch Club
Lake Hughes, CA, 93532
$439,950
MLS: SR26077437
Beds
3
Baths
2
Sq Ft
1,441
Lot
0.17 ac
Year Built
1986
MLS #
SR26077437
Days on Market
5
Listed
Apr 13, 2026
Description
Discover 42640 Ranch Club Drive — a fully remodeled 3-bedroom, 2-bath retreat in scenic Lake Hughes. This turnkey home showcases contemporary updates throughout: new laminated floors, recessed LED lighting, fresh neutral paint, modern cable-rail accents, and sliding glass doors that flood living spaces with natural light and provide direct access to the private yard. The open, flexible floorplan is perfect for everyday living or entertaining and adapts effortlessly as a family room, home office, or play area. Thoughtful finishes and quality upgrades deliver low-maintenance, move-in ready living in a peaceful mountain-lake community with nearby outdoor recreation. Don’t miss this stylish, updated property
Location
Lake Hughes, Los Angeles County, CA 93532
Open on Google Maps ↗Listed by: Sammy Gomez · GoTo Real Estate Solutions
Payment estimate
$3,356
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,995 · Loan: $395,955
- Principal & Interest
- $2,433
- Property tax (1.25%)
- $458
- Homeowners insurance
- $300
- Mortgage insurance
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Hughes home with as little as 3.5% down using an FHA loan — roughly $15,398 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93532 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Lake Hughes. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Lake Hughes, CA 93532 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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