42676 La Placida
Big Bear Lake, CA, 92315
$524,999
MLS: IG26015661
Beds
3
Baths
2
Sq Ft
1,060
Lot
0.11 ac
Year Built
1964
MLS #
IG26015661
Days on Market
77
Listed
Jan 22, 2026
Description
Nestled in the highly desirable Lower Moonridge neighborhood, this charming mountain retreat offers the perfect blend of adventure and convenience ~ Ideal as a full-time residence, weekend getaway, or short-term rental investment, this property places you in the heart of Big Bear living ~ Grab your clubs and head to the nearby driving range/9 hole public golf course in the summer, grab a coffee at Dank Donuts or take the kids to the zoo, all a short walk from your front door ~Hop in the car and head to Bear Mountain Ski & Snowboard Resort for winter fun and year-round mountain activities just a two min drive ~ After a full day of adventure, return home to relax around the fireplace on chilly winter nights ~ This inviting Big Bear charmer offers ample parking for guests and family alike, a convenient main-level bedroom, and two additional upstairs bedrooms with vaulted ceilings, creating a warm and open mountain feel ~ Step outside to a fully enclosed, privately fenced backyard ideal for bringing your pets along and letting them safely enjoy the mountain air ~ Evenings are best spent gathered around the backyard fire pit, or soaking in the hot tub as the snowflakes fall, ideal for entertaining, relaxing, or enjoying a nightcap under the stars ~ A dedicated storage shed provides plenty of room for skis, boards, bikes, and all your mountain toys ~ Whether you’re looking for this Lower Moonridge gem checks all the boxes. Don’t miss your chance to own your own piece of mountain paradise.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Will Rahill · KELLER WILLIAMS BIG BEAR
Payment estimate
$3,947
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,500 · Loan: $472,499
- Principal & Interest
- $2,903
- Property tax (1.25%)
- $547
- Homeowners insurance
- $300
- Mortgage insurance
- $197
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $18,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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