42741 Cougar Road
Big Bear Lake, CA, 92315
$680,000
MLS: IG26144509
Beds
3
Baths
3
Sq Ft
1,952
Lot
0.12 ac
Year Built
2007
MLS #
IG26144509
Days on Market
23
Listed
Jul 2, 2026
Description
Welcome to this beautifully maintained, spacious 3-bedroom, home in a desirable Moonridge location. Featuring vaulted ceilings and new flooring throughout, this light and bright home offers a clean, inviting feel with thoughtful updates including new appliances and an energy-efficient mini-split system providing year-round comfort. Enjoy stunning ski slope views from the deck and unwind in the private hot tub after a day on the mountain. The spacious yard offers endless potential for outdoor entertaining, future enhancements, or simply enjoying the peaceful mountain setting. Ideally located within walking distance to Bear Mountain’s overflow parking and the popular Moonridge Corridor with its restaurants, coffee shops, and attractions, this home is perfectly positioned for both personal enjoyment and strong vacation rental potential. Whether you’re searching for a mountain getaway, full-time residence, or second home, this move-in-ready property offers the ideal combination of comfort, location, and mountain charm.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Ali Grant-Shoemaker · RE/MAX BIG BEAR
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,208
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $68,000 · Loan: $612,000
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,945
- Property tax (1.25%)
- $708
- Homeowners insurance
- $300
- Mortgage insurance
- $255
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $23,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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