41656 Mcwhinney
Big Bear Lake, CA, 92315
$629,000
Original list price: $639,000
MLS: IG26134764
Beds
3
Baths
2
Sq Ft
1,890
Lot
0.15 ac
Year Built
1978
MLS #
IG26134764
Days on Market
48
Listed
Jun 19, 2026
Description
Welcome to your quintessential Big Bear retreat—offering 3 bedrooms, 2 bathrooms, and 1,890 sq ft of beautifully maintained, modern cabin-style living in a quiet, centrally located neighborhood close to year-round attractions and outdoor activities. Step inside to a bright and inviting interior featuring warm T&G pine ceilings, tasteful cabin accents, abundant natural light, and a cozy brick fireplace that anchors the main living space with true mountain charm. The well-appointed kitchen showcases newer cabinetry, tile countertops, and excellent storage, flowing seamlessly into a separate dining area—perfect for gathering and entertaining. Convenience meets comfort with laundry located inside the home, making everyday living effortless in all seasons. The spacious bedrooms and large bathrooms provide comfort and functionality, while thoughtful upgrades such as new light fixtures enhance the home’s fresh, welcoming feel. A private bedroom balcony offers a peaceful outdoor escape, ideal for morning coffee or evening relaxation. Enjoy outdoor living at its best with a large back porch complete with a fire pit, perfect for starlit mountain evenings. The detached 2-car garage and ample parking make room for vehicles, toys, and guests with ease. Large front deck for star gazing or chatting with neighbors. Offered fully furnished, this turnkey property is ready to enjoy from day one—whether as a full-time residence, vacation home, or investment opportunity. Situated on a 6,500 sq ft lot with easy access to Big Bear’s shops, lake, ski resorts, dining, and trails, this home delivers the ideal blend of comfort, charm, and convenience. Currently on a vacation rental program and rented steadily. Inquire on income and operating costs if you wish. This property blends charm and comfort seamlessly.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Michele Kersey · Vista Sotheby's International Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,840
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $62,900 · Loan: $566,100
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,649
- Property tax (1.25%)
- $655
- Homeowners insurance
- $300
- Mortgage insurance
- $236
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $22,015 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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