$399,000
MLS: 219150893PS
Beds
2
Baths
2
Sq Ft
972
Lot
0.06 ac
Year Built
1980
MLS #
219150893PS
Days on Market
0
Listed
Jul 31, 2026
Description
Welcome to this charming 2-bedroom, 2-bath Gambrel home in the highly sought-after Lower Moonridge neighborhood of Big Bear Lake! Located in one of Big Bear's most desirable areas, this turnkey mountain retreat is within walking distance of the popular Moonridge Corridor, where you'll find local favorites for coffee, donuts, sandwiches, craft beer, and more. You're also positioned near hiking trails, the Big Bear Alpine Zoo, Bear Mountain Golf Course & Driving Range, and just below Bear Mountain Ski Resort. Big Bear Lake, The Village, shopping, dining, and year-round recreation are only moments away. Inside, this beautifully maintained cabin offers the classic mountain charm buyers love, along with numerous recent upgrades for comfort and peace of mind. Improvements include newer flooring, roof, Rinnai furnace, water heater, washer and dryer, and upgraded electrical panel featuring a 240V NEMA 14-50 EV charger! After a day on the slopes, lake, or trails, unwind in the premium spa featuring 65 jets, a 14-jet Turbo Blaster nozzle, waterfall feature, and beautiful underwater LED lighting. As an established vacation rental that's tastefully decorated, and offered fully furnished, this property is truly turn-key and ready to enjoy from day one. Whether you're searching for a Big Bear vacation home with short-term rental potential, or your own full-time mountain haven, this Lower Moonridge gem offers the ideal combination of location, upgrades, and year-round mountain lifestyle.
Location
Big Bear, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Holly Gardner · Keller Williams Big Bear Lake Arrowhead
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,173
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,308
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Big Bear home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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