4276 S Montoya Paseo
Ontario, CA, 91762
$499,000
MLS: IG26068390
Beds
1
Baths
2
Sq Ft
845
Lot
0.02 ac
Year Built
2024
MLS #
IG26068390
Days on Market
1
Listed
Mar 31, 2026
Description
Discover modern living in this stylish 1-bedroom, 1.5-bath townhouse located in a desirable newer Ontario community. Designed with comfort and functionality in mind, this move-in ready home offers a bright, open layout with high ceilings and contemporary finishes that create a welcoming atmosphere throughout. The main living space is filled with natural light and opens to a private balcony, providing a perfect spot to relax or entertain. The kitchen features quartz countertops, stainless steel appliances, and ample cabinetry, offering both style and practicality for everyday living. Upstairs, the spacious primary bedroom includes a walk-in closet and a private ensuite bathroom, creating a comfortable and private retreat. A convenient half bathroom on the main level provides added ease for guests. Residents enjoy a well-maintained community with landscaped grounds and a low-maintenance lifestyle. The property includes Mello-Roos taxes and leased solar panels. Ideally located in a rapidly growing area of Ontario, this home presents an excellent opportunity for first-time buyers, professionals, or investors. Schedule your private showing today and experience all this home has to offer
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: PRADINYA SHASTRI · REDFIN
Payment estimate
$3,766
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,900 · Loan: $449,100
- Principal & Interest
- $2,759
- Property tax (1.25%)
- $520
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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